Self-Hosted

YNAB is $14.99 a month — $180 a year — for envelope budgeting. That’s a subscription to be told where your own money went. Actual Budget is the open-source clone: same “give every dollar a job” philosophy, local-first so it works offline, and a tiny server that syncs your budget between devices. One container, zero dollars, your data never leaves your network. The math YNAB Actual Budget (self-hosted) Cost $14.99/mo ($180/yr) $0 Budgeting method Envelope Envelope Your data lives YNAB’s cloud Your /data folder Works offline Mostly Yes — local-first Bank sync Built-in, polished US/EU only (see below) Mobile apps Yes Yes (point at your server) The honest trade-off is bank sync — more on that below. Everything else is at parity or better. ...

My monitoring stack used to be five containers: Prometheus, Grafana, node-exporter, cadvisor, and an uptime checker — plus a paid UptimeRobot plan for the “is the house on fire” pings. Total maintenance burden: a weekend to set up, and a Sunday every few months when something in the pipeline silently died. homelab-monitor replaces all of it with one container. Pure Python + Flask, no agents, no Prometheus, no cloud. It does the thing most dashboards skip: per-container GPU/VRAM attribution — which container is actually squatting on your VRAM — plus power-cost tracking, multi-machine monitoring over SSH, and built-in uptime checks with push alerts. ...

Plex keeps moving features behind Plex Pass, and this month it finally got personal: hardware transcoding — the thing that lets a $150 mini-PC serve 4K to five devices at once — is paywalled. Meanwhile Jellyfin 12 shipped on September 7th (.NET 10, FFmpeg 8.1, a rewritten database, 12.1 bugfix follow-up on the 14th), and hardware transcoding in Jellyfin is free. It always was. This is the full migration: the cost math, a working Docker Compose file with hardware transcoding for both Intel and NVIDIA, and the 10.x → 12 upgrade checklist — because 12 is a major migration and doing it wrong eats your library. ...